{
  "cardholder_name": "Example Cardholder - synthetic",
  "account_last_four": "0042",
  "period_start": "2026-09-01",
  "period_end": "2026-09-30",
  "transaction_rows": [
    {
      "transaction_date": "2026-09-30",
      "posting_date": "2026-09-30",
      "merchant_name": "Example Harbor Repair - synthetic",
      "amount": 1250,
      "direction": "credit",
      "currency_code": "USD"
    }
  ],
  "statement_balance": 1250
}