{
  "depositor_name": "Example Depositor - synthetic",
  "account_last_four": "0042",
  "deposit_date": "2026-09-30",
  "deposit_reference": "DEMO-DEPOSIT-0042",
  "cash_amount": 0,
  "check_rows": [
    {
      "check_reference": "DEMO-CHECK-0042",
      "payer_name": "Example Payer - synthetic",
      "amount": 1250
    }
  ],
  "total_deposit": 1250
}