{
  "owner_name": "Example Owner - synthetic",
  "parcel_reference": "DEMO-PARCEL-0042",
  "tax_year": 2025,
  "assessment_amount": 125000,
  "installment_rows": [
    {
      "installment_reference": "DEMO-INSTALLMENT-0042",
      "due_date": "2026-11-30",
      "amount": 1250
    }
  ],
  "total_tax_due": 1250
}