Three kinds of variance, and only one of them wants templates
It helps to name what you are actually dealing with, because the three cases have different economics.
Fixed forms are identical every time: a W-2, an ACORD certificate, a government application. The layout is defined by whoever publishes the form, and it changes only when they revise it. Semi-structured documents carry the same concepts in different arrangements: every invoice has a total, but no two vendors place it in the same spot. Free-form documents — contracts, letters, medical notes — have no reliable structure at all, only language.
Templates are defensible for fixed forms and a bad investment for the other two. If your corpus is mostly semi-structured, the number of templates you must maintain grows with your supplier list, and that curve never bends.